Travel Insurance is important - things can go wrong when you go on holiday. You could have an accident or get sick. Your luggage and money could be lost or stolen. Your trip could be cut short by injury or illness or it may even be neccessary for your family to fly out to be with you in the event of a serious illness or accident. Get insurance! It is surprising how many people don’t take out adequate travel insurance or any at all when they go away, most believe that other insurance policies they hold will cover them but this is simply not be sufficient. For example having credit card accident cover, private health care, or home insurance is not always adequate enough travel insurance cover for your trip. Make sure you shop around and get at least five or six quotes to ensure you are getting competitive quotes. But don't just look at the price, check what is covered under the policy, the size of your excess and the service add ons such as courtesy cars.
The opinions expressed are those of the author only. The material is for general information only and does not constitute legal, financial or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation by an FSA authorised company where the market is FSA regulated.